The Medium- to long- term investment type is a General Partnership-type real estate investment crowdfunding. Investors, who are members of the partnership, delegate the execution of business to the operator, and the operator manages the business as an operating partner, and can expect the same benefits as actually owning real estate.
It is a low-risk, middle-return investment product that aims for higher returns than bonds, bank deposits, etc. while realizing regular dividends over the medium to long term.
Asset Management Simulation
If you invest 1 million yen in COZUCHI’s “medium- to long-term investment type,” you may be able to receive 450,000 yen in distributions over 10 years, separate from the capital, which is a significant difference compared to investing in fixed deposits or bonds.
・Assuming an investment yield of 4.5% for COZUCHI “”Medium- to long-term investment type. Interest rates are shown on an annualized, pre-tax basis. The assumed yield is not a guarantee of future investment results. *1 In some cases, the capital may be damaged. “*2 Calculated based on the initial interest rate of 0.33% for the 10-year maturity period of the Variable Interest Rate Type National Bonds for Individuals as of March 2023. *3 Calculated based on the annual interest rate of 0.002% for the 1-year Super Time Deposit of major urban banks as of March 2023.”
5 Reasons to Choose Us
Manage your funds with ease and minimal effort over the medium to long term.
Once you have invested in one of COZUCHI’s carefully selected funds of your choice, all you have to do is wait for the dividends. We take care of all the property management and operations. Since the investment period is mid- to long-term, there is no need to re-select funds and reinvest in a short period of time. In addition, since dividends are distributed once every six months according to the investment amount, so you can earn regular income.
Aim for profit on sales while earning regular dividends
In the medium- to long-term investment type, dividends are distributed once every six months, and capital gains can also be aimed for when the real estate is sold. Capital gains from the sale of real estate will be distributed to investors according to your holdings. The product is designed so that you can aim for regular dividends without worrying about daily price movements, and you can also aim for profit on sale at the end of the investment.*If a capital gain is obtained at the time of sale, dividends will be distributed according to the stake, up to 80% of the capital gain.
*Capital gains and losses may occur due to real estate market conditions.
Opportunity to early sell your investment once every six months
In the form of a resale fund, COZUCHI will find a seller for you, so there is no need to look for a seller yourself. You will have the opportunity to sell your investment once every six months, as needed, and you can control the investment period yourself. In the future, COZUCHI will further enhance this functionality, aiming to provide a service that increases liquidity by quickly matching investors who want to sell in the middle of a transaction with those who want to buy immediately.*The sale of the property is not guaranteed.
*The amount returned upon sale may vary depending on real estate market conditions at the sale time.
Minimize business bankruptcy risks
In the case of Mid- to long-term investment, even if the business operator goes bankrupt, there will be no change in the real estate ownership held by investors, allowing the operation to be continued by another business operator. By using it in conjunction with short-term investment, you can expect a risk diversification effect in your investment.*If you want to set up and operate another business, certain procedures are required.
Same asset compression effect as physical real estate.
Investment real estate has an asset compression effect when compared to holding cash or deposits, particularly at the time of inheritance or donation, because the inheritance tax assessed value is typically lower than the real estate value. This effect is more significant for investment real estate located in the city center, as the gap between the inheritance tax assessed value and the market value is generally larger than in rural areas. Therefore, medium- to long-term investment type properties, many of which are located in the city center, can be expected to have a higher asset compression effect than other types of investments.
“Medium- to long-term investment type” Fund
Frequently Asked Questions
QAre there early redemptions?AWe aim for stable management over the medium to long term, but if it is determined that selling the property would be more profitable for the association due to real estate market conditions, etc., early redemption through the sale of the property may be carried out.
QI would like to know the specific procedure for saleAThere will be a semi-annual period during which we will accept requests for sale (scheduled for June and December). Please make an application through “Sale application” on “My Page”. In the short-term investment type (General Partnership), “Sale application” is for the operator to purchase the fund, while “Sale application” is not for the operator to purchase the fund, but to invite potential purchasers and sell the fund only when there is a request for purchase. In principle, if you sell your stake in a fund in which you have invested, you cannot purchase the fund again. However, it is possible to invest in another fund of the medium- to long-term investment type.
QAre there any fees for investing or selling?ANo fees are charged for investments or sales (transfer fees for investments must be borne by the investor). No fees are charged for receiving distributions or redemption proceeds. *As of April 2023, subject to change in the future.
QCan I sell a portion of my units?AIn principle, you cannot. If you sell, you must sell all the units you own.
QIs there a senior-subordinated method?AIn the case of Voluntary Partnership, there is no preferred-subordination method. The partnership is managed by the executive partnership member (business operator), and the partners (investors) bear the profits and losses in proportion to their investment ratio.
QHow will I be handled for tax purposes? Do I need the Tax report?AFor tax purposes, income from medium- to long-term investment type (General Partnership) is real estate income. Although it varies from person to person, in principle, tax reports are required. For an overview of the tax purposes, please refer to “Differences from Short-Term Investment Type”.