- COZUCHI | Real Estate Investment Crowdfunding |
- ＞ About the service “Short-term investment type”
Short-Term Investment Type is silent partnership type real estate investment crowdfunding. The silent partnership recruits investors on the Internet, and the operation company conducts the real estate investment business. Rents and profits from the sale of real estate are returned to investors.
It primarily aims to gain profits through short-term sales, offering a medium-risk and medium-return investment option.
From Beginners to Professionals
Real Estate Investment from 10,000 yen
By utilizing the Real Estate Specified Joint Enterprise Act, COZUCHI makes it possible to invest in real estate worth billions of yen from as little as 10,000 yen.
Leave the management to professionals
Since the operator takes care of all the various procedures and management of the real estate, you do not need to do anything after investing, just wait for the transfer of dividends.
Invest without fees
If you invest 1,000,000 yen in COZUCHI’s “”Short-Term Investment Type””, you may be able to receive 60,000 yen in dividends in 12 months, separate from the principal.
This is a significant difference when compared to investments such as fixed deposits.
・Assuming an investment yield of 6.0% for COZUCHI “Short-term investment type”. Interest rates are shown on an annualized, pre-tax basis. The assumed yield is not a guarantee of future investment results. *1 In some cases, the capital may be damaged. *2 Calculated based on the annual interest rate of 0.002% (as of March 2023) for the 1-year super fixed term of a major city bank.
4 Reasons to Choose Us
Assumed yields can be expected to be higher
In real estate investment-type crowdfunding, dividends are usually limited to the yield on capital gains, with priority given to preferred investors. However, in COZUCHI’s short-term investment type, profits are allocated and distributed fairly to all investors, including preferred investors, with no upper limit on the dividend yield. Our goal is to offer a product with lower risk and higher-than-expected returns.
The Short-Term Investment Type realizes middle to high returns with an estimated annual interest rate of 4% to 10% while minimizing risk by thoroughly examining the rental income and estimated sale price of the property and adopting a senior-subordinate structure. The main feature of the product design is that it aims to achieve “as low a risk as possible and as high a return as possible.”
Senior-subordinated structure to minimize risk
In the senior-subordinated structure, investors invest in the preferred portion and the operator invests in the subordinated portion. The “”senior-subordinated structure”” is a mechanism to increase the security of capitals and distributions for investors (preferred investors) as customers by having the operator also make investments as a subordinated investor. The caplital of your preferred investment will not be damaged until the entire amount of the subordinated investment is damaged.
Redeemable at any time
In principle, the Short-Term Investment Type allows investors to apply for purchase from My Page at any time, 24 hours a day, 365 days a year. In order to adapt to changes in investors’ lifestyles, the Short-Term Investment type provides a redemption system, allowing investors to respond flexibly in case of sudden financial needs.
* Please note that there is a certain period of time from the time of application for purchase to the time when the funds are converted to cash.
* In the event of a temporary surge in the number of purchase applications from customers, applications may be temporarily held in order to ensure stable fund management.
* Administrative fees of 3.3% to 5.5% will be charged for redemption procedures based on purchase applications.
* We may not be able to accept purchase applications in some certain cases, such as when the end of the fund management is imminent.
“Short-term Investment Type”
“Short-term investment type” Fund
Frequently Asked Questions
QI would like to know the procedure for investing in the fund.AFirst, please register as an investor. After completing investor registration, please read the fund page of the fund you want to invest in and check the document in the “Document before contract conclusion” column. After that, you can apply for investment by clicking the “Start investing now” button.
QI would like to know the specific procedure for early cancellation.APlease apply from “Sale application” on My Page. Applications received by the 20th of each month will be purchased by the business operator at the end of the following month, and the purchase price will be paid within 7 business days of purchase. In addition, a handling charge (3.3% to 5.5%) prescribed by the business operator is required for the purchase. *Subject to change in the future.
QAre there any fees for investment or redemption?ANo fees are charged for investment (you will be charged for the transfer of your investment). There are also no fees for receiving distributions or redemption proceeds. For the short-term operation type, an administrative fee of 3.3-5.5% will be charged for the redemption process. *Subject to change in the future.
QCan I redeem a portion of my units?AIt is possible. Please enter the number of units you wish to purchase from the Sale application screen.
QSome short-term investment products also have medium- to long-term investment products. What is the difference between short-term investment products and medium- to long-term investment products?AIn COZUCHI, the “short-term investment type” service refers to silent partnership type funds, while the “medium- to long-term investment type” service refers to general partnership type funds. Short-term investment service focuses on capital gains, while medium- to long-term investment service focuses on income gains.
QHow will I be handled for tax purposes? Do I need the Tax report?AFor tax purposes, income from short-term investment type (General Partnership) is considered miscellaneous income. Although it varies from person to person, in principle, tax returns are required. Regarding the overview of tax treatment, please check “”About differences with the Mid- to long-term investment type, please check here.“”. However, we recommend that you consult with the tax office or relevant authorities for detailed information.