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Investment Mechanism

Medium- to long-term investment type” is an Silent-partnership type real estate investment crowdfunding. Investors are recruited on the Internet, and the operating company conducts the real estate investment business. Rents and profits from the sale of real estate are returned to investors. It is an investment product that aims for low-risk, low-return returns, mainly aiming for monthly dividends and capital-gain over the medium to long term.

*Investments can be made with a minimum of 10 units (100,000 yen or more) at 10,000 yen per unit

Click here to see the difference from the [old] Medium- to long-term investment type. >

Asset Management Simulation

If you invest 1 million yen in COZUCHI’s “medium- to long-term investment type,” you may be able to receive 450,000 yen in distributions over 10 years, separate from the capital, which is a significant difference compared to investing in fixed deposits or bonds.

・Assuming an investment yield of 4.5% for COZUCHI “”Medium- to long-term investment type. Interest rates are shown on an annualized, pre-tax basis. The assumed yield is not a guarantee of future investment results. *1 In some cases, the capital may be damaged. “*2 Calculated based on the initial interest rate of 0.33% for the 10-year maturity period of the Variable Interest Rate Type National Bonds for Individuals as of March 2023. *3 Calculated based on the annual interest rate of 0.002% for the 1-year Super Time Deposit of major urban banks as of March 2023.”

4 Reasons to Choose Us

  • Manage your funds with ease and minimal effort over the medium to long term.

    Once you have invested in one of COZUCHI’s carefully selected funds of your choice, all you have to do is wait for the dividends. We take care of all the property management and operations. Since the investment period is Mid- to long-term, ranging from 3 to 10 years, there is no need to re-select funds and reinvest after a short period of time. In addition, monthly dividends are distributed, so you can expect a regular income.

  • Monthly dividends while also aiming for Capital-gain

    Mainly, in the Medium- to long-term management type, dividends are distributed once a month, and capital-gains can also be targeted upon the sale of real estate. The main investment targets are properties that can be expected to increase in value, such as rent increases, and properties in prime locations in central Tokyo. The product is designed so that investors can aim for monthly dividends without worrying about daily price fluctuations, while also aiming for gains on sales at the end of the investment period.
    *Capital gains and losses may occur in accordance with real estate market conditions.

  • Sales anytime with no fees
    Payment in as little as approximately 2 weeks.

    In the Medium- to long-term investment type, in principle, Sales applications can be made anytime from My Page, 24 hours a day, 365 days a year. In the case of the Medium- to long-term investment type, the lead time from Sales application to conversion to funds is shorter than that of the Short-term investment type, with payment completed in as little as approximately two weeks. In addition, there is no fee for the redemption procedure upon application for repurchase.
    By lowering the hurdle for Mid-term cancellation, the design makes it easier for investors to control the investment period.

    *In the case of Medium- to long-term investment type, if the application for Sales is made by the 15th of each month, the business will purchase the investment by the 20th of the month and refund by the end of the month.
    *If the number of sales applications from customers temporarily increases, we may temporarily suspend the applications in order to ensure stable fund management.
    *We may not be able to accept Sales applications in some cases, such as when the end of investment is imminent.

    Click here for specific procedures for Sale application ＞

  • Risk mitigation through master leases, etc.

    By entering into a master lease or other type of lease*, the rent paid is guaranteed at a fixed amount even if there is a vacancy in the property (in the case of a guaranteed vacancy), thereby reducing vacancy risk, which is a major issue in real estate investment. Other risk management methods are actively incorporated in each project to design low-risk products.

    *Generally, a master lease is a lease agreement between an owner and a sublease company, whereby a real estate company leases a property from the owner for the purpose of subleasing it to a third party.

“Medium- to long-term investment type” Fund

Frequently Asked Questions

  • Q
    I would like to know the steps involved in investing in the fund.
    A
    First, please register as an investor. After completing investor registration, please read the fund page of the fund in which you wish to invest and confirm the documents in the “Confirmation of Documents” section. After that, you can apply for investment by clicking the “Invest” button.
  • Q
    I would like to know the specific procedure for Sale applications.
    A
    “Sale application” on My Page. Payment will be completed in as little as approximately 2 weeks. Applications received by the 15th of each month will be purchased by the operator on the 20th of the month, and the refund will be paid at the end of the month. There is no sale fees. *No partial sale application is allowed. You must apply all the unit you own.
    *There is a possibility that it will change in the future.
  • Q
    Are there any fees for investment or Sale applications?
    A
    No fees are charged for investment (you will be responsible for the transfer fee of your investment). There are also no fees for receiving dividends or redemption.
    In the case of the Medium- to long-term investment type, there is no sales fee. *There is a possibility that it will change in the future.
  • Q
    What is the difference between the [old] Medium- and long-term investment type?
    A
    The current Medium- to long-term investment type and the [old] Medium- to long-term investment type are different services with different schemes and features.
    ・The current Medium- to long-term investment type is a silent partnership type of real estate investment crowdfunding. Investors do not need to own the real estate itself to obtain the right to profit. For tax purposes, it is treated as miscellaneous income.
    ・Investors can aim for monthly dividends and Capital-gain
    ・You can Sale your investment at any time without fees.

    ・The [old] Medium- to long-term investment type is a General partnership type real estate investment crowdfunding. Investors purchase small lots of real estate in proportion to the amount of their investment and own an equity stake. For tax purposes, it is treated the same as an investment in physical real estate.
    ・You can aim for semiannual dividends and Capital-gain
    ・You will have the opportunity to Sale the property once every six months with no fees.

    There are other differences from the above. Please click here for more information.
  • Q
    What is the difference between Short-term and Medium- to long-term investment products?
    A
    The Short-term management service mainly aims for middle-risk, middle-return products that aim Capital-gain in the short term, while the Medium- to long-term management service mainly aims for low-risk, low-return products that aim for monthly dividends and Capital-gain in the medium to long term. Both services are anonymous association type funds.
  • Q
    How will I be handled for tax purposes? Do I need the Tax report?
    A
    For tax purposes, income from Medium- to long-term investment type (Silent partnership) is miscellaneous income. Although it varies from individual to individual, in principle, an income tax return is required. For details, we recommend that you contact your tax office. *Short-term investment type is also miscellaneous income as it is a silent partnership type service.
    *[old] medium- to long-term investment type is a General partnership type service, so the income will be real estate income.
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