- COZUCHI | Real Estate Investment Crowdfunding |
- > About the “[old]Medium-to long-term investment type”
Investment Mechanism
The [old]Medium- to long- term investment type is a General Partnership-type real estate investment crowdfunding. Investors, who are members of the partnership, delegate the execution of business to the operator, and the operator manages the business as an operating partner, and can expect the same benefits as actually owning real estate. It is a low-risk, middle-return investment product that aims for higher returns than bonds, bank deposits, etc. while realizing regular dividends over the medium to long term.
*[old]Medium- to long-term investment type can be invested from 100,000 yen.Click here to see the difference from the Medium- to long-term investment type. >
5 Reasons to Choose Us
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Manage your funds with ease and minimal effort over the medium to long term.
Once you have invested in one of COZUCHI’s carefully selected funds of your choice, all you have to do is wait for the dividends. We take care of all the property management and operations. Since the investment period is mid- to long-term, there is no need to re-select funds and reinvest in a short period of time. In addition, since dividends are distributed once every six months according to the investment amount, so you can earn regular income.
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Aim for profit on sales while earning regular dividends
In the [old]medium- to long-term investment type, dividends are distributed once every six months, and capital gains can also be aimed for when the real estate is sold. Capital gains from the sale of real estate will be distributed to investors according to your holdings. The product is designed so that you can aim for regular dividends without worrying about daily price movements, and you can also aim for profit on sale at the end of the investment.
*If a capital gain is obtained at the time of sale, dividends will be distributed according to the stake, up to 80% of the capital gain.
*Capital gains and losses may occur due to real estate market conditions. -
Every six months, there is an opportunity for a mid-term sale
In the form of a resale fund, COZUCHI will find a buyer for you, so you don’t have to look for a buyer on your own. Once every six months (scheduled for June and December), depending on the fund’s investment period, you will have the opportunity to sell the fund as needed, allowing you to control the investment period. In the future, COZUCHI aims to further enhance this functionality and provide a service that increases liquidity by quickly matching investors who want to sell in the mid-term with those who want to buy. You can apply for the sale procedure from the “Sale Application” page on “My Page”.
*Sale is not guaranteed.
*The amount of money returned upon mid-term sale may vary depending on the real estate market conditions at the time of sale.
*If you sell immediately after the start of operation (e.g within one year), you may incur a loss due to the burden of real estate acquisition tax, etc. -
Minimize business bankruptcy risks
In the case of the [old] Medium- to long-term investment type, even if the operator goes bankrupt, the investor’s ownership interest in the real estate remains unchanged, and the operation can be continued by a different operator. By combining this type of investment with the short-term investment type, investors can expect a risk diversification effect in their investment.
*Certain procedures are required when investing with a different operator. -
Same asset compression effect as physical real estate.
As with regular physical real estate, the inheritance tax assessed value will be lower than the real estate value, so a significant compression effect can be expected at the time of inheritance or donation, rather than holding the same amount of cash and deposits. Since the discrepancy between the inheritance tax assessed value and the market value of investment real estate in general investments is larger than that of investment real estate in rural areas, a higher asset compression effect can be expected in the [old]medium- to long-term investment type, where many properties are located in urban centers.
“[old]Medium-to long-term investment type” Fund
Frequently Asked Questions
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QAre there early redemptions?AWe aim for stable management over the medium to long term, but if it is determined that selling the property would be more profitable for the association due to real estate market conditions, etc., early redemption through the sale of the property may be carried out.
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QI would like to know the specific procedure for mid-term saleAThere will be a semi-annual period for accepting requests for sale (scheduled for June and December) in accordance with the fund’s calculation period. Please apply through the “Application for Sale” on “My Page. In the “Sale application”, the operator itself purchases the funds, while in the “Sale application”, the operator does not purchase the funds, but invites prospective buyers, and the funds can be sold only when there is a desire to purchase the funds. In principle, it is not possible to sell a portion of one’s interest (number of units), so if one wishes to sell, one must sell all of one’s interest (number of units). In addition, if you sell your interest in a fund in which you have invested, you cannot, in principle, purchase that fund again. However, it is possible to invest in another fund in the [former] medium- to long-term management type. Please note that if you sell your investment immediately after the fund is launched (e.g., within one year), you may incur a loss due to the real estate acquisition tax burden, etc.
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QAre there any fees for investing or selling?ANo fees are charged for investments or sales (transfer fees for investments must be borne by the investor). No fees are charged for receiving distributions or redemption proceeds. *As of November 2024, subject to change in the future.
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QI want to know the inheritance procedureAWhen an inheritance occurs, please contact us with the “Name” and the “Address to which documents should be sent” of the decedent. Once we have confirmed the contents of your inquiry, we will send you the documents related to the inheritance procedures. Please prepare the necessary documents (documents that show the inheritance relationship, etc.) and send them back to us by mail, and we will proceed with the procedures. Please note that we cannot respond to inquiries by telephone regarding funds owned by the decedent. In addition, written confirmation regarding the funds, etc. owned by the decedent will only be answered to the heirs (the decedent and the assignee who can confirm that he/she has been entrusted by the heirs).
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QIs there a senior-subordinated method?AIn the case of Voluntary Partnership, there is no preferred-subordination method. The partnership is managed by the executive partnership member (business operator), and the partners (investors) bear the profits and losses in proportion to their investment ratio.
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QHow will I be handled for tax purposes? Do I need the Tax report?AFor tax purposes, income from [old]Medium- to long-term investment type (voluntary partnership) is real estate income. Although it varies from individual to individual, in principle, an income tax return is required.